Welcome to the Northern Virginia Community University Site

Welcome to the Northern Virginia Community University Site

Welcome to the Northern Virginia Community University Site

How exactly to Recognize and prevent Grant Scams

If a specific associates you about a way to get money that is free the type of a grant through the government, be acutely wary. You might be likely being targeted as an element of a scam. Some of the after statements should place you on high alert:

” very good news! You may be entitled to be given a national federal government grant. ”

The federal government does maybe maybe not contact individuals to honor funds which is why there’s been no application. Somebody who makes this claim just isn’t through the federal government and may be wanting to gather personal individual data from you, such as for example your Social Security number, banking account quantity or any other such information.

” For a little cost, you are able to get yourself a federal federal government grant. ”

The us government will not charge a payment for people or entities trying to get a grant that is federal. While economic information could be needed included in the application procedure, it ought to be submitted through federal federal government web site, such as for example Grants.gov, and there must not be a price for your requirements.

” The Federal Bureau of give Awards has granted that you $8,000 grant. “

Watch out for people claiming to function for grants-related government bureaus and departments which do not really occur. The patient could even offer a legitimate target for a federal federal government workplace, incorporating a touch of realism with their claim, but don’t be tricked.

” Our workplace is found in Washington, D.C. “

Present technology can fool caller ID systems into reporting that a caller is phoning from Washington, D.C. In reality, a scam musician might be calling from all over the world www payday loans. Comparable techniques may be used with e-mail details in online communication, therefore be alert!

” this kind of federal grant doesn’t need a software. “

Every grant through the authorities involves a credit card applicatoin presented via federal government site, such as for instance Grants.gov. Also, you can’t submit an application for federal funds over the telephone or via e-mail. Any specific claiming that the grant will not need a credit card applicatoin, or calls for just a call or a message, is trying to scam you.

” You won the federal government grant in a drawing. “

The us government doesn’t award funds centered on a drawing or raffle; a person or entity must first make an application for the grant by way of a federal internet site, like Grants.gov. Any individual that claims the us government is awarding a grant, for instance, up to a group that is lucky of who possess compensated their fees on time is trying to scam you.

” You’ve got been granted a federal grant as you are able to invest in any manner you want. “

Federal funds are granted for particular programs, research or tasks – oftentimes to governments that are local businesses, organizations and universities. Avoid any person that guarantees federal federal government award that may be used on paying off tuition or personal credit card debt, or home electronic devices and decor.

Report Fraud

If you believe you have been a victim of a bad federal government grant scam, register a issue with all the Federal Trade Commission on the web, or phone toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261.

It is possible to report scam that is grant-related towards the Health and Human Services (HHS) Fraud Hotline at 1-800-447-8477.

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Education loans might be offered at low interest with long payment terms. A demonstration is required by some loans of need; other people try not to. NOVA participates into the U.S. Department of Education’s Direct Loan Program.

  • Read about the Direct Loan Program for Pupils
    • Just how much could I borrow?
  • Manage My Direct Loan ( FSA ID needed )
    • How can an FSA is got by me ID?
  • Direct Loan Rates Of Interest
  • Direct Consol
  • The way to handle Direct Loan Deferments
  • Public Provider Loan Forgiveness
  • Income-Driven Repayment Plans

All borrowers should be signed up for (and attending) at the very least 6 credits that are eligible enough time the loan is disbursed.

Entry guidance helps students realize their duties regarding their loan. The Master Promissory Note is the legal document pupils electronically signal to receive that loan. Every one may take about half an hour to accomplish. Pupils must finish both ahead of the university will make the very first disbursement of the loan whether they have maybe not formerly gotten a Federal Direct Stafford Loan.

NOVA will not process paper Master Promissory Notes for direct loans.

  • Find out about the Direct Loan Program for Moms And Dads
  • Handle My loan that is direct ID Forced)
    • Make an application for a Federal Scholar Help ID
  • PLUS Loan Interest and Charges
  • Direct Consolidation Loans
  • The way to handle Direct Loan Deferments

Moms and dads must register employing their very own information to accomplish the PLUS Master Promissory Note (MPN) and PLUS Loan Request when they need to request an advantage loan.

When choosing the “School and Loan Information”, please use Northern Virginia Community university JUST.

Useful Tips

Student education loans are a responsibility that borrowers must repay. Only borrow the thing you need and that which you can manage to repay predicated on your job! You can find serious effects for failing continually to repay figuratively speaking, such as for instance wage garnishment, withholding of taxation refunds, collection charges, denial of monetary help and damage to your credit rating.

Many federal education loan repayment starts following the debtor stops attending university or falls below 6 credits of enrollment. Loan repayment begins when the loan is completely disbursed.

Speak to your loan servicer when you yourself have difficulty making your loan re re re payments. You may possibly be eligible for deferment, forbearance or perhaps a different payment plan that may temporarily postpone or decrease the amount you must spend. Your loan servicer can additionally answer questions about making re payments, loan consolidation and payment plans.

Log on to the our Federal scholar Aid portal to review your loan history as well as the contact information for the loan servicer. If you’d like help, including assistance with distinguishing your loan servicer, please phone 1-800-4-FED-AID.

Begin planning to repay NOVA’s loan Planning form to your student loans.

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