Automotive Loans

Automotive Loans

Automotive Loans

Affordable prices are simply the start. We result in the buying that is entire easier.

Your car loan requirements covered

Prices as little as

Enjoy exceptionally competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will discover the automobile you desire at an excellent cost. Begin right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re payments.

Brand Brand Brand New Auto Loan

Versatile terms, as much as 125per cent funding

  • New car loans interest rates as little as 3.14per cent APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Have a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate outstanding cost

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices only 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as a decade old, maximum 125,000 kilometers
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, and sometimes even purchase a lease out
  • Have a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate an excellent cost

Car Finance Refinancing

Trade-in your loan for an improved one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 miles
  • Loans as much as 125per cent for the Kelley Blue Book value (in the event you owe significantly more than your car or truck may be worth )
  • Save very well your price by refinancing automotive loans off their institutions that are financial

Finance Calculator

just exactly exactly exactly How car that is much we pay for?

Our markers of success


“I’m to my 3rd Patelco car finance and I also could not start thinking about anyone that is trying. The client solutions is amazing!”


“I happened to be assisted with a car loan and buy distribution. It absolutely was the experience that is best – We never ever knew it existed.”


“we desperately required a car that is new but had small cash to place straight straight down. Patelco never ever hesitated to greatly help me personally.”

Shop the method you need

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists get the vehicle you need and negotiate a fantastic cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to look, store and finance your ca r all in one single destination.

You are invited to the vehicle purchase

keep tuned in for information regarding upcoming automobile purchase occasions.

Details not far off

Safeguard your new r >

Professional agents will discover you the proper insurance payday loans coverage and security solutions in the price that is best.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web web web page shall make you keep the Patelco Credit Union site. Although Patelco works closely with several lovers, third-party web web internet web web web sites may provide a various privacy and degree of protection. Please consult the internet site’s online privacy policy for extra information. Patelco Credit Union will not represent the operator legally with this web web web web site or perhaps the Patelco user, if the two access a deal. Our company is additionally perhaps perhaps maybe not legitimately accountable for supply, viewpoints, services and products, or solutions expressed or offered on the internet site you may be planning to go to.

1. APR (Annual Portion Rate). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that be determined by facets particularly credit rating, loan term, Patelco loan and account balances, system designation and car age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and can even be up to 11.89per cent APR. To find out more about prices, terms and available discounts, call 800.358.8228, see, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps perhaps perhaps not deposits of Patelco Credit Union and tend to be perhaps perhaps perhaps maybe perhaps maybe not insured by the NCUA. They may not be assured by Patelco Credit Union and can even be at the mercy of danger. Any insurance coverage needed as an ailment of a expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and might be bought from a realtor or an insurance coverage business for the user’s option. Patelco Insurance solutions is a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance Services, A ca insurance company (License #0C97544). Any complaints might be filed utilizing the Ca Department of Insurance, .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price will differ centered on credit history and terms. Funding for qualified Patelco Credit Union users. Offer legitimate only on Enterprise vehicle product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer can’t be coupled with virtually any offer aside from those placed in this ad.

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